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Guide

Do Nectar points expire?

Not on a date, but you can still lose them. Nectar points carry no expiry date, yet Nectar may close an account with no points earned or spent for 12 months in a row — and the points are lost with it. Scanning your Nectar card or app at Sainsbury's, Argos or eBay once a year keeps the balance safe.

Guide

How to book Hyatt award nights

Hyatt award nights cost 3,000 to 75,000 points on the five-tier chart that started on 20 May 2026: each of eight categories has Lowest, Low, Moderate, Upper and Top prices set by demand. Book the free-night rate on hyatt.com; points stays carry no resort fee, and Chase points top up a balance at 1:1 or 4:3 depending on the card.

Guide

How to book United awards

United has no award chart: miles prices move with demand and the cash fare, and the cheapest are limited saver seats. Since April 2026 primary United cardmembers pay at least 10% fewer miles on United flights. Awards can be changed or canceled free before departure, and Star Alliance partners can be booked with the same miles.

Comparison

Avios vs Amex Membership Rewards

Hold Membership Rewards until you have an Avios booking in mind. Amex points transfer to Avios at 1:1 and never expire while you keep an MR-earning Card, so they are the flexible form of the same value. Avios lapse after 36 months of inactivity and can only be spent in Avios programs.

Comparison

Marriott Bonvoy vs Hilton Honors

A Marriott Bonvoy point is worth more than a Hilton Honors point — about 0.73 cents against 0.4, per the published US valuations — so a Hilton balance has to be roughly twice the size to buy the same night. Both expire after 24 consecutive months of inactivity. Compare a specific night in cents per point, not balances.

Comparison

Avios vs AAdvantage miles

Avios and AAdvantage miles land close in value — about 1p per Avios against roughly 1.5 cents per mile — so the deciding factor is usually the cash charges, because a British Airways Avios reward adds carrier charges on top of tax. Avios expire after 36 months of inactivity; AAdvantage miles after 24.

Comparison

Chase vs Amex points

Pick the currency whose exclusive partners you will use. Chase alone reaches United, Southwest, World of Hyatt, IHG and Wyndham; Amex alone reaches Delta, ANA, Cathay Pacific, Qatar, Emirates and Hilton, with 16 US airlines to Chase's 10. Both move points 1:1 to Avios, Flying Blue, Aeroplan, Singapore and Virgin, and neither expires while its card stays open.

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