Points, made
plain.
Straight answers on airline miles and hotel points — what a flight costs, whether a balance expires, and what it is worth in dollars, pounds or euros.
1Earn
Getting more points out of the spending and travel you already do.
5 guides2Keep
Expiry rules, inactivity clocks, and stopping a balance quietly lapsing.
14 guides3Move
Transfers between programs, conversion ratios, and when a bonus is worth taking.
7 guides · 1 calculator · 2 comparisons4Redeem
What a balance is worth, and what it takes to book the flight or the night.
3 guides · 12 calculators · 2 comparisonsThe questions people actually ask.
Do Avios expire?
Yes. Avios lapse after 36 months with no activity on your British Airways Club account, not on a fixed calendar date. Any single earn or spend, however small, resets the clock on your entire balance. Other Avios programs, including Iberia, Aer Lingus and Qatar, set their own inactivity windows.
What are Chase's transfer partners?
Chase Ultimate Rewards points transfer to 14 partners: ten airlines, including United, Southwest, British Airways, Air Canada Aeroplan and Flying Blue, and four hotel programs — IHG, Marriott, Wyndham and World of Hyatt. All are 1:1 except Hyatt, which is 4:3 from a Sapphire Preferred or Ink Business Preferred by 1 October 2026.
What are Amex's transfer partners?
US American Express Membership Rewards points transfer to 16 airlines and 4 hotel programs. Most airlines, including Delta, British Airways, Air Canada Aeroplan and Flying Blue, are 1:1; Cathay Pacific, Emirates and JetBlue are 5:4, Aeromexico 1:1.6 and Hilton 1:2. UK Membership Rewards has its own list, with Emirates at 2:1 and Marriott at 2:3.
How do you earn United MileagePlus miles?
Since April 2026, United pays by fare, status and whether you hold a United credit card: general members earn 3 miles per $1 without one and 6 with one, rising to 9 and 12 for Premier 1K. Basic Economy earns less, and nothing for general members without a card. Chase points transfer in at 1:1.
What are Avios worth?
One Avios is typically worth about 1p, the working figure both the UK and US reference valuations settle near, so 10,000 Avios come to roughly £100. Weak via-hub economy redemptions land nearer 0.9p, while long-haul business can reach about 1.7p. The calculator converts any balance into dollars, pounds and euros.
Do Marriott points expire?
Yes. Marriott Bonvoy points expire after 24 consecutive months of account inactivity. Any qualifying activity — a stay, a card purchase that earns points, or a points transfer — resets the 24-month clock on the whole balance. There is no fixed expiry date, so an active account never loses points to time.
How do you earn Delta SkyMiles?
Delta SkyMiles members earn 5 miles per $1 on Delta fares, rising to 7, 8, 9 and 11 with Silver, Gold, Platinum and Diamond Medallion status; Basic Economy earns none. Partner-airline flights earn by distance and cabin, American Express points transfer in at 1:1 and Marriott points at 3:1, and dining, Uber and shopping add more.
How many Avios do you need for a flight?
It depends on distance and cabin, not a fixed price. British Airways Club prices rewards in distance bands, so since the December 2025 repricing a short-haul economy reward starts at 10,000 Avios one-way, and business on the same routes runs roughly 16,500 to 26,750. Cash taxes and carrier charges are always extra.
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No sign-up and no loyalty password — each one answers in dollars, pounds and euros. They all live on the tools page too.
Nectar to Avios converter
Nectar and Avios convert in fixed blocks: 400 Nectar points become 250 Avios, and 250 Avios become 300 Nectar. The rate is not symmetrical, so converting back and forth loses value each time. The converter runs both directions in those set blocks and shows what any balance becomes.
ToolWhat are Avios worth?
One Avios is typically worth about 1p, the working figure both the UK and US reference valuations settle near, so 10,000 Avios come to roughly £100. Weak via-hub economy redemptions land nearer 0.9p, while long-haul business can reach about 1.7p. The calculator converts any balance into dollars, pounds and euros.
ToolWhat can my points do?
Add your Amex Membership Rewards to your Avios, since they transfer to British Airways at 1:1, and compare the total with off-peak reward prices. A New York–London economy return is 55,000 Avios and business 176,000. The tool sorts trips into within reach now, one transfer away and not yet in reach.
ToolPoints or cash calculator
Value each point, add it to the cash part of every option, and the lowest total wins. At 1¢ a point, 38,300 points plus $609.20 costs $992.20, beating a $1,100 cash fare and every option with more points. The tool ranks each mix and shows what every extra step of points saves.
ToolWhat can my Virgin Points do?
Virgin Points book partner flights on fixed charts: Delta One between New York and London is 47,500 points one-way off-peak, Delta flights within the US start at 7,500, and ANA business from Los Angeles to Tokyo is 52,500. Amex, Chase, Bilt and Citi points transfer in at 1:1, and the tool sorts trips by what your balance reaches.
ToolMarriott points calculator
A Marriott Bonvoy point is typically worth about 0.73 cents, where the published valuations cluster after the 2026 devaluation, so 50,000 points come to roughly $365. A paid stay earns 10 points per $1 at most brands, plus 10% to 75% by status. The calculators value any balance and work out what a stay earns.
ToolAAdvantage miles calculator
On partner airlines, American prices awards on a published chart by region: one-way from the US, 30,000 miles in economy to Europe (22,500 off-peak), 57,500 in business, and 35,000 economy or 60,000 business to Japan. American's own flights are dynamic. An AAdvantage mile is worth about 1.5 cents, and the calculator prices any region and values any balance.
ToolHilton points calculator
A Hilton Honors point is typically worth about 0.4 cents after two consecutive devaluations, so 100,000 points come to roughly $400. A paid stay earns 10 base points per $1 at most brands, plus 20% (Silver) to 120% (Diamond Reserve). The calculators value any Hilton balance and work out what a stay earns.
ToolAvios calculator
The Avios calculator shows what a British Airways reward flight costs to or from London for 70 destinations: 10,000 Avios one-way to Paris in off-peak economy and 27,500 to New York. It covers peak dates, business class and returns, values the Avios, and estimates how many your spending earns.
ToolHyatt points calculator
Between 3,000 and 75,000 World of Hyatt points a night for a standard room, set by the hotel's category (1 to 8) and the date's demand tier (Lowest to Top) on the chart in force since 20 May 2026. A Category 4 hotel on a Moderate date costs 20,000. A Hyatt point is worth about 1.5 cents, and the calculator prices any stay and values any balance.
ToolIHG points calculator
An IHG One Rewards point is typically worth about 0.55 cents, between published valuations of 0.5 and 0.6 cents, so 100,000 points come to roughly $550. A paid stay earns 10 points per $1 at most brands, plus 20% (Silver) to 100% (Diamond). The calculators value any IHG balance and work out what a stay earns.
ToolSouthwest points calculator
A Southwest Rapid Rewards point is worth about 1.25 cents, so 50,000 points come to roughly $625, because awards are priced against the cash fare. A paid fare earns 2 to 14 points per $1 of base fare by fare type, plus 25% for A-List or 100% for A-List Preferred. The calculators value any balance and work out what a fare earns.
ToolAlaska miles calculator
Alaska prices awards from published charts by distance: 7,500 points one-way in economy for a flight like Seattle to Los Angeles, 12,500 from the West Coast to Hawaii, and in business 45,000 from New York to London on British Airways or 75,000 from Los Angeles to Tokyo on Japan Airlines. A point is worth about 1.5 cents; the calculator prices 22 routes.
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