The Avios
calculator.
See how many Avios your spending earns in a year, what they're worth, and how close that gets you to a reward flight. No sign-up, no loyalty password.
Avios a year18,000
Estimate only. Card earn rates and sign-up bonuses vary and change; "worth" uses a typical 1p per Avios (see the value calculator for where that comes from), and the reward reference is 27,500 Avios for a one-way off-peak economy seat to New York, its price since British Airways' December 2025 repricing.
How many Avios will you earn?
It comes down to how much you spend and your earn rate. Most Avios credit cards earn around 1 Avios per £1, premium cards nearer 1.5, and airline or bonus-category spend up to 2 or more — so £1,500 a month at 1 Avios per £1 is about 18,000 Avios a year, worth roughly £180 at a typical 1p each. That is about 65% of a one-way off-peak economy seat to New York, which has cost 27,500 Avios since British Airways' December 2025 repricing, so a sign-up bonus or a second year closes the gap. Enter your own numbers above to see your yearly total, its cash value and how far it reaches.
Two halves of the same sum.
Earning Avios is only half the calculation — what they buy is the other. Work out your yearly haul here, turn it into cash with the value calculator, then check how many a flight actually costs. Together they tell you whether your everyday spend is quietly funding a trip.
A year of spend £1,500 / mo
What common spending earns.
| You spend | At 1 Avios per £1 | At 1.5 Avios per £1 | At 2 Avios per £1 |
|---|---|---|---|
| £500 a month | 6,000 Avios | 9,000 Avios | 12,000 Avios |
| £1,000 a month | 12,000 Avios | 18,000 Avios | 24,000 Avios |
| £1,500 a month | 18,000 Avios | 27,000 Avios | 36,000 Avios |
| £2,000 a month | 24,000 Avios | 36,000 Avios | 48,000 Avios |
| £3,000 a month | 36,000 Avios | 54,000 Avios | 72,000 Avios |
Avios calculator — common questions
Most Avios credit cards earn about 1 Avios per £1 spent, premium cards around 1.5 per £1, and some airline or bonus-category spend earns 2 or more. Flights and hotel stays in the program also earn Avios based on fare and status, on top of card spend.
As a guide, £1,500 a month on a 1-Avios-per-£1 card is about 18,000 Avios a year; at 1.5 per £1 it is roughly 27,000. Sign-up bonuses can add tens of thousands more in the first year, and flights, hotels and shopping portals stack on top of everyday card spend.
This tool estimates how many Avios you will earn from spending. British Airways' own calculators focus on how many Avios a specific reward flight costs or earns — for that, see our guide on how many Avios a flight needs. Use them together: one shows what you collect, the other what it buys.
About 1p on a typical redemption — the figure the UK and US reference valuations both settle near — and up to 1.7p or more in premium cabins. Our Avios value calculator turns any balance into a cash estimate at everyday, typical and premium rates.
Nanvero reads the balance and statement emails your programs send and keeps your Avios total current automatically — no loyalty password — alongside every other airline, hotel and card balance. With the Playbook you can name a reward flight and watch your projected balance close on it. Free to track up to five programs; the Playbook is part of Pro.
How to earn Avios
You earn Avios by flying and by spending. UK credit cards earn 1 to 1.5 Avios per £1 and Nectar converts at 400 to 250; in the US, Chase, American Express, Capital One, Bilt and Wells Fargo points transfer to Avios at 1:1. Hotels, car hire and other partners pay Avios too.
Nectar to Avios converter
Nectar and Avios convert in fixed blocks: 400 Nectar points become 250 Avios, and 250 Avios become 300 Nectar. The rate is not symmetrical, so converting back and forth loses value each time. The converter runs both directions in those set blocks and shows what any balance becomes.
What are Avios worth?
One Avios is typically worth about 1p, the working figure both the UK and US reference valuations settle near, so 10,000 Avios come to roughly £100. Weak via-hub economy redemptions land nearer 0.9p, while long-haul business can reach about 1.7p. The calculator converts any balance into pounds, dollars and euros.
Watch your Avios
add up for real.
Nanvero tracks the Avios you actually earn — automatically, across every program — and plans the flight you're earning toward. Free to track up to five programs; the Playbook is part of Pro.
Track Avios automatically with Nanvero →
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