Chase transfer
partners, with ratios.
All fourteen airlines and hotels that take Chase Ultimate Rewards points, the ratio for each, and the one partner where your card changes the answer.
Chase Ultimate Rewards points transfer to 14 partners: ten airlines, including United, Southwest, British Airways, Air Canada Aeroplan and Flying Blue, and four hotel programs — IHG, Marriott, Wyndham and World of Hyatt. All are 1:1 except Hyatt, which is 4:3 from a Sapphire Preferred or Ink Business Preferred by 1 October 2026.
- Chase transfers to ten airlines and four hotel programs.
- Every airline, plus IHG, Marriott and Wyndham, is 1:1.
- Hyatt is 1:1 from Sapphire Reserve and 4:3 from Sapphire Preferred or Ink Business Preferred.
- Only those three cards can transfer; combine other Ultimate Rewards points into one first.
- Transfers are one-way — move points when you have a booking in view.
On this page
Which airlines can you transfer Chase points to?
Every one of Chase's ten airline partners takes Ultimate Rewards points at 1:1, so 50,000 Chase points become 50,000 United miles, Southwest points or Avios. Three of them — British Airways, Iberia and Aer Lingus — all pay out in Avios, and Singapore, Air Canada and Flying Blue open up the Star Alliance and SkyTeam networks.
| Partner | Program | Chase : partner |
|---|---|---|
| Aer Lingus | AerClub | 1:1 |
| Air Canada | Aeroplan | 1:1 |
| Air France-KLM | Flying Blue | 1:1 |
| British Airways | British Airways Club | 1:1 |
| Iberia | Iberia Club | 1:1 |
| JetBlue | TrueBlue | 1:1 |
| Singapore Airlines | KrisFlyer | 1:1 |
| Southwest | Rapid Rewards | 1:1 |
| United | MileagePlus | 1:1 |
| Virgin Atlantic | Flying Club | 1:1 |
Enter your Chase points and pick a partner to see what arrives.
50,000 Chase points to United at 1:1 becomes 50,000 miles.
Which hotels can you transfer Chase points to?
IHG, Marriott and Wyndham take Chase points at 1:1. World of Hyatt depends on your card: 1:1 from a Sapphire Reserve, but 4:3 from a Sapphire Preferred or Ink Business Preferred — immediately for Sapphire Preferred accounts opened from 15 June 2026, and from 1 October 2026 for everyone else on those two cards.
| Partner | Program | Chase : partner | Note |
|---|---|---|---|
| IHG | IHG One Rewards | 1:1 | |
| Marriott | Marriott Bonvoy | 1:1 | |
| Wyndham | Wyndham Rewards | 1:1 | added February 2026 |
| Hyatt, from Sapphire Reserve | World of Hyatt | 1:1 | |
| Hyatt, from Sapphire Preferred or Ink Business Preferred | World of Hyatt | 4:3 | new Sapphire Preferred accounts from 15 June 2026; all others from 1 October 2026 |
Which Chase cards can transfer?
Not every Chase card can transfer. Chase lists three that can: the Sapphire Preferred, the Sapphire Reserve and the Ink Business Preferred. Points earned on other Ultimate Rewards cards, such as the Freedom cards and Ink Cash, have to be combined into one of those accounts before they can move to a partner.
What to check before you transfer
Transfers are one-way — once points reach a partner they cannot come back — so move them when you have a booking in view, not in advance. The ratio is only half the answer: 1:1 into a program whose points are worth under a cent, as Marriott's are, is usually worse than 1:1 into Avios or United miles.
To weigh a transfer, what Avios are worth and what Marriott points are worth put a value on each side, and the Chase expiry rule explains why there is no rush while the card stays open.
Chase transfer partners — common questions
Ten airlines — Aer Lingus, Air Canada Aeroplan, Air France-KLM Flying Blue, British Airways, Iberia, JetBlue, Singapore Airlines, Southwest, United and Virgin Atlantic — and four hotel programs: IHG, Marriott, Wyndham and World of Hyatt.
1:1 from a Sapphire Reserve. From a Sapphire Preferred or Ink Business Preferred it is 4:3 — so 40,000 Chase points become 30,000 Hyatt points. That applies straight away to Sapphire Preferred accounts opened from 15 June 2026, and from 1 October 2026 to the rest.
The Sapphire Preferred, the Sapphire Reserve and the Ink Business Preferred. Points from other Ultimate Rewards cards, such as the Freedom cards, can be combined into one of those accounts first and then transferred.
No. Transfers to airline and hotel partners are one-way, so only move points once you know what you want to book.
Nanvero keeps your Ultimate Rewards balance alongside every airline and hotel account you might transfer into, from the emails those programs already send, with no password — so you can see where points are before you move them. It's free to track up to five programs.
The partner list is Chase's own; each ratio is confirmed by at least two of the dated sources below. Ongoing ratios only — temporary transfer bonuses are not shown.
Where these numbers come from: Chase ten airline and four hotel partners; transfers need a Sapphire Preferred, Sapphire Reserve or Ink Business Preferred card (September 2026); Upgraded Points all airline partners and IHG, Marriott and Wyndham at 1:1; Hyatt 4:3 for Sapphire Preferred (new cardmembers from 15 June 2026, existing from 1 October 2026) and Ink Business Preferred (from 1 October 2026), 1:1 for Sapphire Reserve (25 June 2026); Thrifty Traveler the same fourteen partners and ratios, including the card-dependent Hyatt ratio (18 August 2026); Frequent Miler Wyndham Rewards added as a Chase transfer partner, “on a 1,000:1,000 basis” (25 February 2026). Partners and ratios change; check Chase before you transfer. Transfer bonuses are left out on purpose.
Chase vs Amex points
Pick the currency whose exclusive partners you will use. Chase alone reaches United, Southwest, World of Hyatt, IHG and Wyndham; Amex alone reaches Delta, ANA, Cathay Pacific, Qatar, Emirates and Hilton, with 16 US airlines to Chase's 10. Both move points 1:1 to Avios, Flying Blue, Aeroplan, Singapore and Virgin, and neither expires while its card stays open.
Amex to Avios
American Express Membership Rewards points transfer to Avios at 1:1, so 10,000 points become 10,000 Avios. Transfers are usually instant once your Avios account is linked, though Amex asks you to allow up to 72 hours. Periodic transfer bonuses of roughly 15 to 30 per cent are the easiest way to boost the rate.
Nectar to Avios converter
Nectar and Avios convert in fixed blocks: 400 Nectar points become 250 Avios, and 250 Avios become 300 Nectar. The rate is not symmetrical, so converting back and forth loses value each time. The converter runs both directions in those set blocks and shows what any balance becomes.
Know where your points are
before you move them.
Nanvero keeps every card, airline and hotel balance current from the emails they already send. Free to track up to five programs.
Track Chase UR automatically with Nanvero →
No loyalty passwords, everFree for up to 5 programs, no cardCancel anytime