Earning points, properly.
Getting more points out of the spending and travel you already do.
Earning is the slowest lever in loyalty and the one most people over-work. Card spend, shopping portals and everyday partners all pay in points, but the rate varies by an order of magnitude between them. The useful question is not how to earn more, it is which pound or dollar earns at the best rate.
These guides cover the earning you already do: card spend, flights and stays you would book anyway, and the everyday partners each program pays out through. They stick to ongoing earn rates (what a dollar or a pound returns month after month), not sign-up bonuses, which change too often to be worth writing down.
Each guide sets the earn rates side by side by status tier and card, because the gap between the best and worst way to earn the same currency is usually bigger than the gap between programs. Start with the program you already hold the most of. Then check whether your biggest monthly spend is going to the card that earns it fastest.
Stop reading.
Start tracking.
Nanvero tracks every balance you hold, warns you before points expire, and plans the flight you're earning toward. Free for up to three programs; the Playbook is part of Pro.
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