Membership Rewards, explained.
Every Nanvero guide and calculator for Amex Membership Rewards, in one place.
American Express Membership Rewards is a flexible card currency rather than an airline balance. Points have no expiration date, but they are forfeited immediately if you close your last Membership Rewards-earning Card. They transfer to Avios at 1:1, which is where most members send them, often while a transfer bonus is running.
Membership Rewards is a currency you move rather than spend directly. Its value depends almost entirely on where you transfer it. These guides cover the US and UK transfer partner lists, the 1:1 route to Avios most members use, and the rules for keeping the points safe.
Points have no expiry date, but they disappear if you close your last Membership Rewards-earning card, so downgrade rather than cancel. In the US the strongest routes are usually the 1:1 airline partners, including Delta and British Airways, while hotel transfers such as Hilton at 1:2 tend to return less. The comparisons with Avios and Chase help if you are deciding which currency to build.
Transfers between programs, conversion ratios, and when a bonus is worth taking.
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