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Moving points, safely.

Transfers between programs, conversion ratios, and when a bonus is worth taking.

6 guides · 1 calculator · 2 comparisons

The short version

Moving points is one-way and usually irreversible, so the ratio matters more than the destination. Amex Membership Rewards transfer to Avios at 1:1; Nectar and Avios convert in fixed, deliberately asymmetric blocks. Transfer only against a redemption you have already priced, and wait for a bonus where one is likely.

Avios
Avios vs Amex Membership RewardsComparison
Amex Membership Rewards
Amex to AviosAmex transfer partners
Chase Ultimate Rewards
Chase transfer partnersChase vs Amex pointsComparison
Capital One Miles
Capital One transfer partners
Bilt Rewards
Bilt transfer partners
Citi ThankYou Points
Citi transfer partners
Calculators for this stage
Tool

Nectar to Avios converter

Nectar and Avios convert in fixed blocks: 400 Nectar points become 250 Avios, and 250 Avios become 300 Nectar. The rate is not symmetrical, so converting back and forth loses value each time. The converter runs both directions in those set blocks and shows what any balance becomes.

The other stages
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Avios10Amex MR6AAdvantage4Delta3United3Virgin1Southwest2Alaska2Marriott4Hilton3Hyatt3IHG2Chase UR3Capital One1Bilt1Citi1Nectar2

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Nanvero tracks every balance you hold, warns you before points expire, and plans the flight you're earning toward. Free for up to five programs; the Playbook is part of Pro.

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