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Do IHG points expire?
Yes. IHG One Rewards points expire after 12 months with no account activity — the shortest window among the major hotel programs. Any earning or redemption resets it. IHG Elite members and IHG One Rewards Premier cardholders, who hold Platinum Elite, are exempt and keep their points regardless.
GuideDo Southwest points expire?
No. Southwest Rapid Rewards points do not expire while your account stays open — Southwest removed points expiration in 2022. The one thing that loses them is closing the account: Southwest's terms say points in a closed account are terminated, so leave it open even if you stop flying.
GuideCapital One transfer partners
Capital One Miles transfer to eighteen airline programs and four hotels. Fourteen airlines are 1:1, including Air Canada Aeroplan, Flying Blue, Avianca, British Airways, Singapore and Turkish; Emirates, EVA Air and Japan Airlines are 4:3, and JetBlue 5:3. Hotels are weaker: Choice and Wyndham 1:1, Accor 2:1, I Prefer 1:2.
GuideBilt transfer partners
Bilt Rewards has the widest transfer list of any US card currency: nineteen airlines and seven hotels, almost all at 1:1. It is the only program reaching American, Alaska, Southwest and United alongside all four major hotels, Hilton, IHG, Marriott and Hyatt. Only Accor (3:2) and Preferred Hotels (1:2) differ.
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Nanvero tracks every balance you hold, warns you before points expire, and plans the flight you're earning toward. Free for up to five programs; the Playbook is part of Pro.
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