Do IHG points expire?

Yes — IHG One Rewards points expire after 12 months of inactivity for Club members, though Elite members and IHG Premier cardholders are exempt. Here's what resets the clock, and how to never lose a balance.

2 min read · Facts checked September 2026

Short answer

Yes. IHG One Rewards points expire after 12 months with no account activity — the shortest window among the major hotel programs. Any earning or redemption resets it. IHG Elite members and IHG One Rewards Premier cardholders, who hold Platinum Elite, are exempt and keep their points regardless.

Key takeaways
  1. Club members lose IHG One Rewards points after 12 months with no earning or redemption.
  2. A stay, a points purchase, a redemption or partner activity restarts the clock, but the annual free-night certificate from an IHG card does not count on its own. IHG Elite members and IHG One Rewards Premier cardholders, who hold Platinum Elite, are off the clock entirely.
  3. Club member without a Premier card? Find your last earn or redemption and count 12 months from it.
Expiry watch

Points expire. Yours won't slip away.

IHG's 12-month window is one of the shortest in hotels, and it only bites if you forget it. Nanvero keeps your IHG balance in view, tracks when it last saw activity, and warns you before the clock runs down — so a single stay resets it in time.

IHG One Rewards balance tracked automatically
Warned before the 12-month inactivity deadline
No password, no logging in as you

Inactivity clock per program

IHG One Rewards
64,000 pts · last activity 9 mo ago
3 months
Marriott Bonvoy
92,400 pts · active
Safe ✓
expires in 3 months · one stay resets it
On this page
  1. IHG's 12-month clock and who is exempt
  2. Half the window Marriott and Hyatt give you
  3. Beat the IHG deadline, or skip it with Elite status

IHG's 12-month clock and who is exempt

Yes — for IHG One Rewards Club members, points expire after 12 consecutive months with no account activity, and any earning or redemption resets that 12-month clock. Two groups are exempt: IHG Elite members, and anyone holding an IHG One Rewards Premier credit card (which grants Platinum Elite status and keeps points from expiring). One trap to know: the annual free-night certificate from an IHG card doesn't by itself count as qualifying activity. IHG's 12-month window is shorter than Marriott's or Hyatt's 24 months, so a balance slips away here faster than at most chains.

Work out your date

Pick the month your account last saw activity — a stay, a flight, a card purchase that earned points, or any redemption.

Your IHG One Rewards points lapse around September 2027about 12 months away. One qualifying earn or redemption before then resets the whole 12-month clock.

An estimate from the published 12-month rule and the month you gave, not a reading of your account. Confirm the date with the program before relying on it. Calculated as September 2026 plus 12 months, giving 2027-09.

Half the window Marriott and Hyatt give you

The windows are not the same across programs, and several of the biggest have no window at all. Where a rule below differs from the one you remember, it is because the program changed it: Hilton doubled its window, and Alaska, Southwest and United each dropped theirs outright.

Inactivity windows by program, from each program’s published terms.
ProgramExpires afterExceptions
Avios36 months of inactivity
Amex Membership RewardsNeverpoints are forfeited if you close your last Membership Rewards-earning Card, or for an unpaid billing period
American AAdvantage24 months of inactivityAAdvantage credit-card holders and members under 21
Delta SkyMilesNever
United MileagePlusNever
Southwest Rapid RewardsNeverpoints are only lost if you close your Rapid Rewards account
Alaska Atmos RewardsNever
Marriott Bonvoy24 months of inactivity
Hilton Honors24 months of inactivity
World of Hyatt24 months of inactivity
IHG One Rewards12 months of inactivityIHG Elite members, and IHG One Rewards Premier cardholders (who hold Platinum Elite)
Chase Ultimate RewardsNeverpoints are forfeited if you close the Chase card they sit in
Nectar12 months of inactivity

Beat the IHG deadline, or skip it with Elite status

IHG's 12-month window is one of the shortest in hotels, and it only bites if you forget it. Nanvero keeps your IHG balance in view, tracks when it last saw activity, and warns you before the clock runs down — so a single stay resets it in time.

  • IHG One Rewards balance tracked automatically
  • Warned before the 12-month inactivity deadline
  • No password, no logging in as you

IHG points expiry — common questions

For Club members, yes — IHG One Rewards points expire after 12 consecutive months with no account activity. IHG Elite members don't have their points expire, and holding an IHG One Rewards Premier card gives you Platinum Elite status, which keeps points from expiring.

Sources & method

Every window on this page is read from the program’s own published terms, or from a source that quotes them, and recorded in one file with the date it was checked — so a figure here and a figure anywhere else on Nanvero are the same figure. Where a program has changed its rule the old value is not quietly overwritten, as with Hilton’s move from twelve months to twenty-four. The whole expiry cluster works from the same table.

Where these numbers come from: AwardWallet “points will expire after 12 months if there's no account activity” for Club members; Elite members and IHG Premier cardholders are exempt (4 December 2025); Head for Points points expire after “no 'earn' or 'redeem' transactions, for any period of twelve (12) months or longer”; “Elite Members' Points do not expire as long as Elite level membership is maintained” (20 December 2025). Programs change these rules, so we re-check them and date what we find. Confirm against your own account before relying on a deadline.

Never lose points to a deadline.

Nanvero tracks your IHG balance and warns you before the 12-month clock runs out — next to every other program you hold. Free to track up to five programs.

Track IHG automatically with Nanvero

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