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Do IHG points expire?
Yes. IHG One Rewards points expire after 12 months with no account activity — the shortest window among the major hotel programs. Any earning or redemption resets it. IHG Elite members and IHG One Rewards Premier cardholders, who hold Platinum Elite, are exempt and keep their points regardless.
GuideDo United miles expire?
No. United MileagePlus miles do not expire; United dropped its 18-month inactivity rule in August 2019 and has not reinstated it. A balance survives an idle account indefinitely. What it does not survive is devaluation — United prices awards dynamically, so miles held for years tend to buy less.
GuideDo Southwest points expire?
No. Southwest Rapid Rewards points do not expire while your account stays open — Southwest removed points expiration in 2022. The one thing that loses them is closing the account: Southwest's terms say points in a closed account are terminated, so leave it open even if you stop flying.
GuideBilt transfer partners
Bilt Rewards has the widest transfer list of any US card currency: nineteen airlines and seven hotels, almost all at 1:1. It is the only program reaching American, Alaska, Southwest and United alongside all four major hotels, Hilton, IHG, Marriott and Hyatt. Only Accor (3:2) and Preferred Hotels (1:2) differ.
GuideHow to earn United miles
Since April 2026, United pays by fare, status and whether you hold a United credit card: general members earn 3 miles per $1 without one and 6 with one, rising to 9 and 12 for Premier 1K. Basic Economy earns less, and nothing for general members without a card. Chase points transfer in at 1:1.
GuideHow to book United awards
United has no award chart: miles prices move with demand and the cash fare, and the cheapest are limited saver seats. Since April 2026 primary United cardmembers pay at least 10% fewer miles on United flights. Awards can be changed or canceled free before departure, and Star Alliance partners can be booked with the same miles.
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