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Do Chase points expire?
No. Chase Ultimate Rewards points do not expire while the card account they sit in stays open, and there is no inactivity clock. Closing the card forfeits them, so move them to another Ultimate Rewards card or redeem them before you close it; an account Chase closes for missed payments forfeits them too.
GuideChase transfer partners
Chase Ultimate Rewards points transfer to 14 partners: ten airlines, including United, Southwest, British Airways, Air Canada Aeroplan and Flying Blue, and four hotel programs — IHG, Marriott, Wyndham and World of Hyatt. All are 1:1 except Hyatt, which is 4:3 from a Sapphire Preferred or Ink Business Preferred by 1 October 2026.
GuideCiti transfer partners
Citi ThankYou Points transfer to fifteen airlines and five hotels. Almost every airline is 1:1, including American AAdvantage, Virgin Atlantic, Qatar and Singapore; only Emirates differs, at 5:4. Hotels are weak: Wyndham 1:1, Accor 2:1, Leading Hotels of the World 5:1 and Preferred Hotels 1:2.
GuideDo Nectar points expire?
Not on a date, but you can still lose them. Nectar points carry no expiry date, yet Nectar may close an account with no points earned or spent for 12 months in a row — and the points are lost with it. Scanning your Nectar card or app at Sainsbury's, Argos or eBay once a year keeps the balance safe.
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Nanvero tracks every balance you hold, warns you before points expire, and plans the flight you're earning toward. Free for up to five programs; the Playbook is part of Pro.
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