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Do Hilton points expire?
Yes. Hilton Honors points expire after 24 consecutive months without eligible activity — the rule was 12 months until Hilton doubled the window. Any stay, card spend or points purchase resets the clock on the whole balance. Points never expire on a date; only inactivity loses them.
GuideDo Chase points expire?
No. Chase Ultimate Rewards points do not expire while the card account they sit in stays open, and there is no inactivity clock. Closing the card forfeits them, so move them to another Ultimate Rewards card or redeem them before you close it; an account Chase closes for missed payments forfeits them too.
GuideChase transfer partners
Chase Ultimate Rewards points transfer to 14 partners: ten airlines, including United, Southwest, British Airways, Air Canada Aeroplan and Flying Blue, and four hotel programs — IHG, Marriott, Wyndham and World of Hyatt. All are 1:1 except Hyatt, which is 4:3 from a Sapphire Preferred or Ink Business Preferred by 1 October 2026.
GuideBilt transfer partners
Bilt Rewards has the widest transfer list of any US card currency: nineteen airlines and seven hotels, almost all at 1:1. It is the only program reaching American, Alaska, Southwest and United alongside all four major hotels, Hilton, IHG, Marriott and Hyatt. Only Accor (3:2) and Preferred Hotels (1:2) differ.
GuideCiti transfer partners
Citi ThankYou Points transfer to fifteen airlines and five hotels. Almost every airline is 1:1, including American AAdvantage, Virgin Atlantic, Qatar and Singapore; only Emirates differs, at 5:4. Hotels are weak: Wyndham 1:1, Accor 2:1, Leading Hotels of the World 5:1 and Preferred Hotels 1:2.
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