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Chase transfer partners
Chase Ultimate Rewards points transfer to 14 partners: ten airlines, including United, Southwest, British Airways, Air Canada Aeroplan and Flying Blue, and four hotel programs — IHG, Marriott, Wyndham and World of Hyatt. All are 1:1 except Hyatt, which is 4:3 from a Sapphire Preferred or Ink Business Preferred by 1 October 2026.
GuideBilt transfer partners
Bilt Rewards has the widest transfer list of any US card currency: nineteen airlines and seven hotels, almost all at 1:1. It is the only program reaching American, Alaska, Southwest and United alongside all four major hotels, Hilton, IHG, Marriott and Hyatt. Only Accor (3:2) and Preferred Hotels (1:2) differ.
ComparisonAvios vs Amex Membership Rewards
Hold Membership Rewards until you have an Avios booking in mind. Amex points transfer to Avios at 1:1 and never expire while you keep an MR-earning Card, so they are the flexible form of the same value. Avios lapse after 36 months of inactivity and can only be spent in Avios programs.
ComparisonMarriott Bonvoy vs Hilton Honors
A Marriott Bonvoy point is worth more than a Hilton Honors point — about 0.73 cents against 0.4, per the published US valuations — so a Hilton balance has to be roughly twice the size to buy the same night. Both expire after 24 consecutive months of inactivity. Compare a specific night in cents per point, not balances.
ComparisonAvios vs AAdvantage miles
Avios and AAdvantage miles land close in value — about 1p per Avios against roughly 1.5 cents per mile — so the deciding factor is usually the cash charges, because a British Airways Avios reward adds carrier charges on top of tax. Avios expire after 36 months of inactivity; AAdvantage miles after 24.
ComparisonChase vs Amex points
Pick the currency whose exclusive partners you will use. Chase alone reaches United, Southwest, World of Hyatt, IHG and Wyndham; Amex alone reaches Delta, ANA, Cathay Pacific, Qatar, Emirates and Hilton, with 16 US airlines to Chase's 10. Both move points 1:1 to Avios, Flying Blue, Aeroplan, Singapore and Virgin, and neither expires while its card stays open.
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