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Do Avios expire?
Yes. Avios lapse after 36 months with no activity on your British Airways Club account, not on a fixed calendar date. Any single earn or spend, however small, resets the clock on your entire balance. Other Avios programs, including Iberia, Aer Lingus and Qatar, set their own inactivity windows.
GuideDo Marriott points expire?
Yes. Marriott Bonvoy points expire after 24 consecutive months of account inactivity. Any qualifying activity — a stay, a card purchase that earns points, or a points transfer — resets the 24-month clock on the whole balance. There is no fixed expiry date, so an active account never loses points to time.
GuideDo Chase points expire?
No. Chase Ultimate Rewards points do not expire while the card account they sit in stays open, and there is no inactivity clock. Closing the card forfeits them, so move them to another Ultimate Rewards card or redeem them before you close it; an account Chase closes for missed payments forfeits them too.
GuideAmex to Avios
American Express Membership Rewards points transfer to Avios at 1:1, so 10,000 points become 10,000 Avios. Transfers are usually instant once your Avios account is linked, though Amex asks you to allow up to 72 hours. Periodic transfer bonuses of roughly 15 to 30 per cent are the easiest way to boost the rate.
GuideHow many Avios for a flight?
It depends on distance and cabin, not a fixed price. British Airways Club prices rewards in distance bands, so since the December 2025 repricing a short-haul economy reward starts at 10,000 Avios one-way, and business on the same routes runs roughly 16,500 to 26,750. Cash taxes and carrier charges are always extra.
GuideHow to earn Avios
You earn Avios by flying and by spending. UK credit cards earn 1 to 1.5 Avios per £1 and Nectar converts at 400 to 250; in the US, Chase, American Express, Capital One, Bilt and Wells Fargo points transfer to Avios at 1:1. Hotels, car hire and other partners pay Avios too.
GuideHow to earn Marriott points
Marriott Bonvoy members earn 10 points per $1 at most of its hotels — 5 at Residence Inn, TownePlace Suites and Element — plus an elite bonus from 10% for Silver to 75% for Titanium and Ambassador. Marriott's co-brand cards earn up to 6 points per $1 at Marriott, and US Amex, Chase and Bilt points transfer in at 1:1.
GuideChase transfer partners
Chase Ultimate Rewards points transfer to 14 partners: ten airlines, including United, Southwest, British Airways, Air Canada Aeroplan and Flying Blue, and four hotel programs — IHG, Marriott, Wyndham and World of Hyatt. All are 1:1 except Hyatt, which is 4:3 from a Sapphire Preferred or Ink Business Preferred by 1 October 2026.
GuideBilt transfer partners
Bilt Rewards has the widest transfer list of any US card currency: nineteen airlines and seven hotels, almost all at 1:1. It is the only program reaching American, Alaska, Southwest and United alongside all four major hotels, Hilton, IHG, Marriott and Hyatt. Only Accor (3:2) and Preferred Hotels (1:2) differ.
GuideDo Nectar points expire?
Not on a date, but you can still lose them. Nectar points carry no expiry date, yet Nectar may close an account with no points earned or spent for 12 months in a row — and the points are lost with it. Scanning your Nectar card or app at Sainsbury's, Argos or eBay once a year keeps the balance safe.
ComparisonAvios vs Amex Membership Rewards
Hold Membership Rewards until you have an Avios booking in mind. Amex points transfer to Avios at 1:1 and never expire while you keep an MR-earning Card, so they are the flexible form of the same value. Avios lapse after 36 months of inactivity and can only be spent in Avios programs.
ComparisonMarriott Bonvoy vs Hilton Honors
A Marriott Bonvoy point is worth more than a Hilton Honors point — about 0.73 cents against 0.4, per the published US valuations — so a Hilton balance has to be roughly twice the size to buy the same night. Both expire after 24 consecutive months of inactivity. Compare a specific night in cents per point, not balances.
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