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Do Amex points expire?
No. American Express states Membership Rewards points have no expiration date, and there is no inactivity rule. They are forfeited in two situations: closing your last Membership Rewards-earning Card loses unredeemed points immediately, and points can also be forfeited for an unpaid billing period.
GuideDo Chase points expire?
No. Chase Ultimate Rewards points do not expire while the card account they sit in stays open, and there is no inactivity clock. Closing the card forfeits them, so move them to another Ultimate Rewards card or redeem them before you close it; an account Chase closes for missed payments forfeits them too.
GuideAmex to Avios
American Express Membership Rewards points transfer to Avios at 1:1, so 10,000 points become 10,000 Avios. Transfers are usually instant once your Avios account is linked, though Amex asks you to allow up to 72 hours. Periodic transfer bonuses of roughly 15 to 30 per cent are the easiest way to boost the rate.
GuideChase transfer partners
Chase Ultimate Rewards points transfer to 14 partners: ten airlines, including United, Southwest, British Airways, Air Canada Aeroplan and Flying Blue, and four hotel programs — IHG, Marriott, Wyndham and World of Hyatt. All are 1:1 except Hyatt, which is 4:3 from a Sapphire Preferred or Ink Business Preferred by 1 October 2026.
GuideCiti transfer partners
Citi ThankYou Points transfer to fifteen airlines and five hotels. Almost every airline is 1:1, including American AAdvantage, Virgin Atlantic, Qatar and Singapore; only Emirates differs, at 5:4. Hotels are weak: Wyndham 1:1, Accor 2:1, Leading Hotels of the World 5:1 and Preferred Hotels 1:2.
GuideAmex transfer partners
US American Express Membership Rewards points transfer to 16 airlines and 4 hotel programs. Most airlines, including Delta, British Airways, Air Canada Aeroplan and Flying Blue, are 1:1; Cathay Pacific, Emirates and JetBlue are 5:4, Aeromexico 1:1.6 and Hilton 1:2. UK Membership Rewards has its own list, with Emirates at 2:1 and Marriott at 2:3.
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