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Do Marriott points expire?
Yes. Marriott Bonvoy points expire after 24 consecutive months of account inactivity. Any qualifying activity — a stay, a card purchase that earns points, or a points transfer — resets the 24-month clock on the whole balance. There is no fixed expiry date, so an active account never loses points to time.
GuideDo IHG points expire?
Yes. IHG One Rewards points expire after 12 months with no account activity — the shortest window among the major hotel programs. Any earning or redemption resets it. IHG Elite members and IHG One Rewards Premier cardholders, who hold Platinum Elite, are exempt and keep their points regardless.
GuideDo United miles expire?
No. United MileagePlus miles do not expire; United dropped its 18-month inactivity rule in August 2019 and has not reinstated it. A balance survives an idle account indefinitely. What it does not survive is devaluation — United prices awards dynamically, so miles held for years tend to buy less.
GuideHow to earn Marriott points
Marriott Bonvoy members earn 10 points per $1 at most of its hotels — 5 at Residence Inn, TownePlace Suites and Element — plus an elite bonus from 10% for Silver to 75% for Titanium and Ambassador. Marriott's co-brand cards earn up to 6 points per $1 at Marriott, and US Amex, Chase and Bilt points transfer in at 1:1.
GuideBilt transfer partners
Bilt Rewards has the widest transfer list of any US card currency: nineteen airlines and seven hotels, almost all at 1:1. It is the only program reaching American, Alaska, Southwest and United alongside all four major hotels, Hilton, IHG, Marriott and Hyatt. Only Accor (3:2) and Preferred Hotels (1:2) differ.
GuideCiti transfer partners
Citi ThankYou Points transfer to fifteen airlines and five hotels. Almost every airline is 1:1, including American AAdvantage, Virgin Atlantic, Qatar and Singapore; only Emirates differs, at 5:4. Hotels are weak: Wyndham 1:1, Accor 2:1, Leading Hotels of the World 5:1 and Preferred Hotels 1:2.
GuideHow to earn United miles
Since April 2026, United pays by fare, status and whether you hold a United credit card: general members earn 3 miles per $1 without one and 6 with one, rising to 9 and 12 for Premier 1K. Basic Economy earns less, and nothing for general members without a card. Chase points transfer in at 1:1.
GuideHow to book United awards
United has no award chart: miles prices move with demand and the cash fare, and the cheapest are limited saver seats. Since April 2026 primary United cardmembers pay at least 10% fewer miles on United flights. Awards can be changed or canceled free before departure, and Star Alliance partners can be booked with the same miles.
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