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Guide

Do Hilton points expire?

Yes. Hilton Honors points expire after 24 consecutive months without eligible activity — the rule was 12 months until Hilton doubled the window. Any stay, card spend or points purchase resets the clock on the whole balance. Points never expire on a date; only inactivity loses them.

Guide

Do Southwest points expire?

No. Southwest Rapid Rewards points do not expire while your account stays open — Southwest removed points expiration in 2022. The one thing that loses them is closing the account: Southwest's terms say points in a closed account are terminated, so leave it open even if you stop flying.

Guide

Do Amex points expire?

No. American Express states Membership Rewards points have no expiration date, and there is no inactivity rule. They are forfeited in two situations: closing your last Membership Rewards-earning Card loses unredeemed points immediately, and points can also be forfeited for an unpaid billing period.

Guide

Do Chase points expire?

No. Chase Ultimate Rewards points do not expire while the card account they sit in stays open, and there is no inactivity clock. Closing the card forfeits them, so move them to another Ultimate Rewards card or redeem them before you close it; an account Chase closes for missed payments forfeits them too.

Guide

Amex to Avios

American Express Membership Rewards points transfer to Avios at 1:1, so 10,000 points become 10,000 Avios. Transfers are usually instant once your Avios account is linked, though Amex asks you to allow up to 72 hours. Periodic transfer bonuses of roughly 15 to 30 per cent are the easiest way to boost the rate.

Guide

Chase transfer partners

Chase Ultimate Rewards points transfer to 14 partners: ten airlines, including United, Southwest, British Airways, Air Canada Aeroplan and Flying Blue, and four hotel programs — IHG, Marriott, Wyndham and World of Hyatt. All are 1:1 except Hyatt, which is 4:3 from a Sapphire Preferred or Ink Business Preferred by 1 October 2026.

Guide

Amex transfer partners

US American Express Membership Rewards points transfer to 16 airlines and 4 hotel programs. Most airlines, including Delta, British Airways, Air Canada Aeroplan and Flying Blue, are 1:1; Cathay Pacific, Emirates and JetBlue are 5:4, Aeromexico 1:1.6 and Hilton 1:2. UK Membership Rewards has its own list, with Emirates at 2:1 and Marriott at 2:3.

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Southwest Rapid Rewards · Amex Membership Rewards · Hilton Honors · Chase Ultimate Rewards guides | Nanvero