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Amex to Avios
American Express Membership Rewards points transfer to Avios at 1:1, so 10,000 points become 10,000 Avios. Transfers are usually instant once your Avios account is linked, though Amex asks you to allow up to 72 hours. Periodic transfer bonuses of roughly 15 to 30 per cent are the easiest way to boost the rate.
ToolNectar to Avios converter
Nectar and Avios convert in fixed blocks: 400 Nectar points become 250 Avios, and 250 Avios become 300 Nectar. The rate is not symmetrical, so converting back and forth loses value each time. The converter runs both directions in those set blocks and shows what any balance becomes.
GuideChase transfer partners
Chase Ultimate Rewards points transfer to 14 partners: ten airlines, including United, Southwest, British Airways, Air Canada Aeroplan and Flying Blue, and four hotel programs — IHG, Marriott, Wyndham and World of Hyatt. All are 1:1 except Hyatt, which is 4:3 from a Sapphire Preferred or Ink Business Preferred by 1 October 2026.
ComparisonAvios vs Amex Membership Rewards
Hold Membership Rewards until you have an Avios booking in mind. Amex points transfer to Avios at 1:1 and never expire while you keep an MR-earning Card, so they are the flexible form of the same value. Avios lapse after 36 months of inactivity and can only be spent in Avios programs.
ComparisonChase vs Amex points
Pick the currency whose exclusive partners you will use. Chase alone reaches United, Southwest, World of Hyatt, IHG and Wyndham; Amex alone reaches Delta, ANA, Cathay Pacific, Qatar, Emirates and Hilton, with 16 US airlines to Chase's 10. Both move points 1:1 to Avios, Flying Blue, Aeroplan, Singapore and Virgin, and neither expires while its card stays open.
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