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Do Avios expire?
Yes. Avios lapse after 36 months with no activity on your British Airways Club account, not on a fixed calendar date. Any single earn or spend, however small, resets the clock on your entire balance. Other Avios programs, including Iberia, Aer Lingus and Qatar, set their own inactivity windows.
GuideDo IHG points expire?
Yes. IHG One Rewards points expire after 12 months with no account activity — the shortest window among the major hotel programs. Any earning or redemption resets it. IHG Elite members and IHG One Rewards Premier cardholders, who hold Platinum Elite, are exempt and keep their points regardless.
GuideDo Chase points expire?
No. Chase Ultimate Rewards points do not expire while the card account they sit in stays open, and there is no inactivity clock. Closing the card forfeits them, so move them to another Ultimate Rewards card or redeem them before you close it; an account Chase closes for missed payments forfeits them too.
ToolAvios calculator
The Avios calculator turns a year of card and everyday spending into the Avios it earns, values that total at the current typical rate, and shows how far it reaches on the reward chart. It needs no sign-up and no loyalty password, and answers in pounds, dollars and euros.
GuideHow to earn Avios
You earn Avios by flying and by spending. UK credit cards earn 1 to 1.5 Avios per £1 and Nectar converts at 400 to 250; in the US, Chase, American Express, Capital One, Bilt and Wells Fargo points transfer to Avios at 1:1. Hotels, car hire and other partners pay Avios too.
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