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Do Delta miles expire?
No. Delta SkyMiles do not expire and there is no inactivity clock — Delta's own program rules state miles never expire. The catch is value rather than time: SkyMiles are priced dynamically against cash fares, so a balance held for years quietly buys less as fares and award prices rise.
GuideDo United miles expire?
No. United MileagePlus miles do not expire; United dropped its 18-month inactivity rule in August 2019 and has not reinstated it. A balance survives an idle account indefinitely. What it does not survive is devaluation — United prices awards dynamically, so miles held for years tend to buy less.
GuideDo Chase points expire?
No. Chase Ultimate Rewards points do not expire while the card account they sit in stays open, and there is no inactivity clock. Closing the card forfeits them, so move them to another Ultimate Rewards card or redeem them before you close it; an account Chase closes for missed payments forfeits them too.
ToolWhat can my Virgin Points do?
Virgin Points book partner flights on fixed charts: Delta One between New York and London is 47,500 points one-way off-peak, Delta flights within the US start at 7,500, and ANA business from Los Angeles to Tokyo is 52,500. Amex, Chase, Bilt and Citi points transfer in at 1:1, and the tool sorts trips by what your balance reaches.
GuideChase transfer partners
Chase Ultimate Rewards points transfer to 14 partners: ten airlines, including United, Southwest, British Airways, Air Canada Aeroplan and Flying Blue, and four hotel programs — IHG, Marriott, Wyndham and World of Hyatt. All are 1:1 except Hyatt, which is 4:3 from a Sapphire Preferred or Ink Business Preferred by 1 October 2026.
GuideHow to earn Delta miles
Delta SkyMiles members earn 5 miles per $1 on Delta fares, rising to 7, 8, 9 and 11 with Silver, Gold, Platinum and Diamond Medallion status; Basic Economy earns none. Partner-airline flights earn by distance and cabin, American Express points transfer in at 1:1 and Marriott points at 3:1, and dining, Uber and shopping add more.
GuideHow to earn United miles
Since April 2026, United pays by fare, status and whether you hold a United credit card: general members earn 3 miles per $1 without one and 6 with one, rising to 9 and 12 for Premier 1K. Basic Economy earns less, and nothing for general members without a card. Chase points transfer in at 1:1.
GuideHow to book United awards
United has no award chart: miles prices move with demand and the cash fare, and the cheapest are limited saver seats. Since April 2026 primary United cardmembers pay at least 10% fewer miles on United flights. Awards can be changed or canceled free before departure, and Star Alliance partners can be booked with the same miles.
ComparisonChase vs Amex points
Pick the currency whose exclusive partners you will use. Chase alone reaches United, Southwest, World of Hyatt, IHG and Wyndham; Amex alone reaches Delta, ANA, Cathay Pacific, Qatar, Emirates and Hilton, with 16 US airlines to Chase's 10. Both move points 1:1 to Avios, Flying Blue, Aeroplan, Singapore and Virgin, and neither expires while its card stays open.
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