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Do Marriott points expire?
Yes. Marriott Bonvoy points expire after 24 consecutive months of account inactivity. Any qualifying activity — a stay, a card purchase that earns points, or a points transfer — resets the 24-month clock on the whole balance. There is no fixed expiry date, so an active account never loses points to time.
GuideDo IHG points expire?
Yes. IHG One Rewards points expire after 12 months with no account activity — the shortest window among the major hotel programs. Any earning or redemption resets it. IHG Elite members and IHG One Rewards Premier cardholders, who hold Platinum Elite, are exempt and keep their points regardless.
GuideDo Chase points expire?
No. Chase Ultimate Rewards points do not expire while the card account they sit in stays open, and there is no inactivity clock. Closing the card forfeits them, so move them to another Ultimate Rewards card or redeem them before you close it; an account Chase closes for missed payments forfeits them too.
GuideChase transfer partners
Chase Ultimate Rewards points transfer to 14 partners: ten airlines, including United, Southwest, British Airways, Air Canada Aeroplan and Flying Blue, and four hotel programs — IHG, Marriott, Wyndham and World of Hyatt. All are 1:1 except Hyatt, which is 4:3 from a Sapphire Preferred or Ink Business Preferred by 1 October 2026.
ComparisonChase vs Amex points
Pick the currency whose exclusive partners you will use. Chase alone reaches United, Southwest, World of Hyatt, IHG and Wyndham; Amex alone reaches Delta, ANA, Cathay Pacific, Qatar, Emirates and Hilton, with 16 US airlines to Chase's 10. Both move points 1:1 to Avios, Flying Blue, Aeroplan, Singapore and Virgin, and neither expires while its card stays open.
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