All guides
and tools.

10 results

Guide

Do Marriott points expire?

Yes. Marriott Bonvoy points expire after 24 consecutive months of account inactivity. Any qualifying activity — a stay, a card purchase that earns points, or a points transfer — resets the 24-month clock on the whole balance. There is no fixed expiry date, so an active account never loses points to time.

Guide

Do Hilton points expire?

Yes. Hilton Honors points expire after 24 consecutive months without eligible activity — the rule was 12 months until Hilton doubled the window. Any stay, card spend or points purchase resets the clock on the whole balance. Points never expire on a date; only inactivity loses them.

Guide

Do IHG points expire?

Yes. IHG One Rewards points expire after 12 months with no account activity — the shortest window among the major hotel programs. Any earning or redemption resets it. IHG Elite members and IHG One Rewards Premier cardholders, who hold Platinum Elite, are exempt and keep their points regardless.

Guide

Do Delta miles expire?

No. Delta SkyMiles do not expire and there is no inactivity clock — Delta's own program rules state miles never expire. The catch is value rather than time: SkyMiles are priced dynamically against cash fares, so a balance held for years quietly buys less as fares and award prices rise.

Guide

Do Chase points expire?

No. Chase Ultimate Rewards points do not expire while the card account they sit in stays open, and there is no inactivity clock. Closing the card forfeits them, so move them to another Ultimate Rewards card or redeem them before you close it; an account Chase closes for missed payments forfeits them too.

Guide

How to earn Marriott points

Marriott Bonvoy members earn 10 points per $1 at most of its hotels — 5 at Residence Inn, TownePlace Suites and Element — plus an elite bonus from 10% for Silver to 75% for Titanium and Ambassador. Marriott's co-brand cards earn up to 6 points per $1 at Marriott, and US Amex, Chase and Bilt points transfer in at 1:1.

Guide

Chase transfer partners

Chase Ultimate Rewards points transfer to 14 partners: ten airlines, including United, Southwest, British Airways, Air Canada Aeroplan and Flying Blue, and four hotel programs — IHG, Marriott, Wyndham and World of Hyatt. All are 1:1 except Hyatt, which is 4:3 from a Sapphire Preferred or Ink Business Preferred by 1 October 2026.

Guide

How to earn Delta miles

Delta SkyMiles members earn 5 miles per $1 on Delta fares, rising to 7, 8, 9 and 11 with Silver, Gold, Platinum and Diamond Medallion status; Basic Economy earns none. Partner-airline flights earn by distance and cabin, American Express points transfer in at 1:1 and Marriott points at 3:1, and dining, Uber and shopping add more.

Comparison

Marriott Bonvoy vs Hilton Honors

A Marriott Bonvoy point is worth more than a Hilton Honors point — about 0.73 cents against 0.4, per the published US valuations — so a Hilton balance has to be roughly twice the size to buy the same night. Both expire after 24 consecutive months of inactivity. Compare a specific night in cents per point, not balances.

Comparison

Chase vs Amex points

Pick the currency whose exclusive partners you will use. Chase alone reaches United, Southwest, World of Hyatt, IHG and Wyndham; Amex alone reaches Delta, ANA, Cathay Pacific, Qatar, Emirates and Hilton, with 16 US airlines to Chase's 10. Both move points 1:1 to Avios, Flying Blue, Aeroplan, Singapore and Virgin, and neither expires while its card stays open.

Read less.
Lose nothing.

Nanvero tracks every balance you hold, warns you before points expire, and plans the flight you're earning toward. Free for up to five programs; the Playbook is part of Pro.

No loyalty passwords, everFree for up to 5 programs, no cardCancel anytime

Delta SkyMiles · IHG One Rewards · Hilton Honors · Chase Ultimate Rewards · Marriott Bonvoy guides | Nanvero