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Do Hilton points expire?
Yes. Hilton Honors points expire after 24 consecutive months without eligible activity — the rule was 12 months until Hilton doubled the window. Any stay, card spend or points purchase resets the clock on the whole balance. Points never expire on a date; only inactivity loses them.
GuideDo Southwest points expire?
No. Southwest Rapid Rewards points do not expire while your account stays open — Southwest removed points expiration in 2022. The one thing that loses them is closing the account: Southwest's terms say points in a closed account are terminated, so leave it open even if you stop flying.
GuideDo Chase points expire?
No. Chase Ultimate Rewards points do not expire while the card account they sit in stays open, and there is no inactivity clock. Closing the card forfeits them, so move them to another Ultimate Rewards card or redeem them before you close it; an account Chase closes for missed payments forfeits them too.
ToolWhat are Hilton points worth?
A Hilton Honors point is typically worth about 0.4 cents after two consecutive devaluations, so 100,000 points come to roughly $400. Low-demand rooms land nearer 0.35 cents and aspirational resorts around 0.5 cents. The calculator converts any Hilton balance into dollars, pounds and euros at all three rates.
GuideChase transfer partners
Chase Ultimate Rewards points transfer to 14 partners: ten airlines, including United, Southwest, British Airways, Air Canada Aeroplan and Flying Blue, and four hotel programs — IHG, Marriott, Wyndham and World of Hyatt. All are 1:1 except Hyatt, which is 4:3 from a Sapphire Preferred or Ink Business Preferred by 1 October 2026.
GuideCapital One transfer partners
Capital One Miles transfer to eighteen airline programs and four hotels. Fourteen airlines are 1:1, including Air Canada Aeroplan, Flying Blue, Avianca, British Airways, Singapore and Turkish; Emirates, EVA Air and Japan Airlines are 4:3, and JetBlue 5:3. Hotels are weaker: Choice and Wyndham 1:1, Accor 2:1, I Prefer 1:2.
GuideBilt transfer partners
Bilt Rewards has the widest transfer list of any US card currency: nineteen airlines and seven hotels, almost all at 1:1. It is the only program reaching American, Alaska, Southwest and United alongside all four major hotels, Hilton, IHG, Marriott and Hyatt. Only Accor (3:2) and Preferred Hotels (1:2) differ.
ToolWhat are Southwest points worth?
A Southwest Rapid Rewards point is worth about 1.25 cents, so 50,000 points come to roughly $625. Because Southwest prices awards against the cash fare, the value barely moves — about 1.1 cents on cheap fares and 1.4 on higher ones. The calculator converts any Southwest balance into dollars, pounds and euros at all three rates.
ComparisonMarriott Bonvoy vs Hilton Honors
A Marriott Bonvoy point is worth more than a Hilton Honors point — about 0.73 cents against 0.4, per the published US valuations — so a Hilton balance has to be roughly twice the size to buy the same night. Both expire after 24 consecutive months of inactivity. Compare a specific night in cents per point, not balances.
ComparisonChase vs Amex points
Pick the currency whose exclusive partners you will use. Chase alone reaches United, Southwest, World of Hyatt, IHG and Wyndham; Amex alone reaches Delta, ANA, Cathay Pacific, Qatar, Emirates and Hilton, with 16 US airlines to Chase's 10. Both move points 1:1 to Avios, Flying Blue, Aeroplan, Singapore and Virgin, and neither expires while its card stays open.
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