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Guide

Do Avios expire?

Yes. Avios lapse after 36 months with no activity on your British Airways Club account, not on a fixed calendar date. Any single earn or spend, however small, resets the clock on your entire balance. Other Avios programs, including Iberia, Aer Lingus and Qatar, set their own inactivity windows.

Guide

Do IHG points expire?

Yes. IHG One Rewards points expire after 12 months with no account activity — the shortest window among the major hotel programs. Any earning or redemption resets it. IHG Elite members and IHG One Rewards Premier cardholders, who hold Platinum Elite, are exempt and keep their points regardless.

Tool

What are Avios worth?

One Avios is typically worth about 1p, the working figure both the UK and US reference valuations settle near, so 10,000 Avios come to roughly £100. Weak via-hub economy redemptions land nearer 0.9p, while long-haul business can reach about 1.7p. The calculator converts any balance into pounds, dollars and euros.

Tool

Avios calculator

The Avios calculator turns a year of card and everyday spending into the Avios it earns, values that total at the current typical rate, and shows how far it reaches on the reward chart. It needs no sign-up and no loyalty password, and answers in pounds, dollars and euros.

Guide

How to earn Avios

You earn Avios by flying and by spending. UK credit cards earn 1 to 1.5 Avios per £1 and Nectar converts at 400 to 250; in the US, Chase, American Express, Capital One, Bilt and Wells Fargo points transfer to Avios at 1:1. Hotels, car hire and other partners pay Avios too.

Tool

What are IHG points worth?

An IHG One Rewards point is typically worth about 0.55 cents, between published valuations of 0.5 and 0.6 cents, so 100,000 points come to roughly $550. Budget brands and cheap dates land nearer 0.45 cents, and better hotels or the fourth night free around 0.65 cents. The calculator converts any IHG balance into dollars, pounds and euros.

Guide

Do Nectar points expire?

Not on a date, but you can still lose them. Nectar points carry no expiry date, yet Nectar may close an account with no points earned or spent for 12 months in a row — and the points are lost with it. Scanning your Nectar card or app at Sainsbury's, Argos or eBay once a year keeps the balance safe.

Comparison

Avios vs AAdvantage miles

Avios and AAdvantage miles land close in value — about 1p per Avios against roughly 1.5 cents per mile — so the deciding factor is usually the cash charges, because a British Airways Avios reward adds carrier charges on top of tax. Avios expire after 36 months of inactivity; AAdvantage miles after 24.

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Nectar · IHG One Rewards · Avios · Value · Expiry · Earning guides | Nanvero