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Do Southwest points expire?
No. Southwest Rapid Rewards points do not expire while your account stays open — Southwest removed points expiration in 2022. The one thing that loses them is closing the account: Southwest's terms say points in a closed account are terminated, so leave it open even if you stop flying.
GuideDo Chase points expire?
No. Chase Ultimate Rewards points do not expire while the card account they sit in stays open, and there is no inactivity clock. Closing the card forfeits them, so move them to another Ultimate Rewards card or redeem them before you close it; an account Chase closes for missed payments forfeits them too.
ToolWhat can my Virgin Points do?
Virgin Points book partner flights on fixed charts: Delta One between New York and London is 47,500 points one-way off-peak, Delta flights within the US start at 7,500, and ANA business from Los Angeles to Tokyo is 52,500. Amex, Chase, Bilt and Citi points transfer in at 1:1, and the tool sorts trips by what your balance reaches.
GuideChase transfer partners
Chase Ultimate Rewards points transfer to 14 partners: ten airlines, including United, Southwest, British Airways, Air Canada Aeroplan and Flying Blue, and four hotel programs — IHG, Marriott, Wyndham and World of Hyatt. All are 1:1 except Hyatt, which is 4:3 from a Sapphire Preferred or Ink Business Preferred by 1 October 2026.
GuideCapital One transfer partners
Capital One Miles transfer to eighteen airline programs and four hotels. Fourteen airlines are 1:1, including Air Canada Aeroplan, Flying Blue, Avianca, British Airways, Singapore and Turkish; Emirates, EVA Air and Japan Airlines are 4:3, and JetBlue 5:3. Hotels are weaker: Choice and Wyndham 1:1, Accor 2:1, I Prefer 1:2.
ToolWhat are Southwest points worth?
A Southwest Rapid Rewards point is worth about 1.25 cents, so 50,000 points come to roughly $625. Because Southwest prices awards against the cash fare, the value barely moves — about 1.1 cents on cheap fares and 1.4 on higher ones. The calculator converts any Southwest balance into dollars, pounds and euros at all three rates.
ComparisonChase vs Amex points
Pick the currency whose exclusive partners you will use. Chase alone reaches United, Southwest, World of Hyatt, IHG and Wyndham; Amex alone reaches Delta, ANA, Cathay Pacific, Qatar, Emirates and Hilton, with 16 US airlines to Chase's 10. Both move points 1:1 to Avios, Flying Blue, Aeroplan, Singapore and Virgin, and neither expires while its card stays open.
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