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Guide

Do Hilton points expire?

Yes. Hilton Honors points expire after 24 consecutive months without eligible activity — the rule was 12 months until Hilton doubled the window. Any stay, card spend or points purchase resets the clock on the whole balance. Points never expire on a date; only inactivity loses them.

Guide

Do IHG points expire?

Yes. IHG One Rewards points expire after 12 months with no account activity — the shortest window among the major hotel programs. Any earning or redemption resets it. IHG Elite members and IHG One Rewards Premier cardholders, who hold Platinum Elite, are exempt and keep their points regardless.

Guide

Do Delta miles expire?

No. Delta SkyMiles do not expire and there is no inactivity clock — Delta's own program rules state miles never expire. The catch is value rather than time: SkyMiles are priced dynamically against cash fares, so a balance held for years quietly buys less as fares and award prices rise.

Guide

Do Chase points expire?

No. Chase Ultimate Rewards points do not expire while the card account they sit in stays open, and there is no inactivity clock. Closing the card forfeits them, so move them to another Ultimate Rewards card or redeem them before you close it; an account Chase closes for missed payments forfeits them too.

Tool

Nectar to Avios converter

Nectar and Avios convert in fixed blocks: 400 Nectar points become 250 Avios, and 250 Avios become 300 Nectar. The rate is not symmetrical, so converting back and forth loses value each time. The converter runs both directions in those set blocks and shows what any balance becomes.

Tool

What can my Virgin Points do?

Virgin Points book partner flights on fixed charts: Delta One between New York and London is 47,500 points one-way off-peak, Delta flights within the US start at 7,500, and ANA business from Los Angeles to Tokyo is 52,500. Amex, Chase, Bilt and Citi points transfer in at 1:1, and the tool sorts trips by what your balance reaches.

Tool

What are Hilton points worth?

A Hilton Honors point is typically worth about 0.4 cents after two consecutive devaluations, so 100,000 points come to roughly $400. Low-demand rooms land nearer 0.35 cents and aspirational resorts around 0.5 cents. The calculator converts any Hilton balance into dollars, pounds and euros at all three rates.

Guide

Chase transfer partners

Chase Ultimate Rewards points transfer to 14 partners: ten airlines, including United, Southwest, British Airways, Air Canada Aeroplan and Flying Blue, and four hotel programs — IHG, Marriott, Wyndham and World of Hyatt. All are 1:1 except Hyatt, which is 4:3 from a Sapphire Preferred or Ink Business Preferred by 1 October 2026.

Guide

Bilt transfer partners

Bilt Rewards has the widest transfer list of any US card currency: nineteen airlines and seven hotels, almost all at 1:1. It is the only program reaching American, Alaska, Southwest and United alongside all four major hotels, Hilton, IHG, Marriott and Hyatt. Only Accor (3:2) and Preferred Hotels (1:2) differ.

Guide

How to earn Delta miles

Delta SkyMiles members earn 5 miles per $1 on Delta fares, rising to 7, 8, 9 and 11 with Silver, Gold, Platinum and Diamond Medallion status; Basic Economy earns none. Partner-airline flights earn by distance and cabin, American Express points transfer in at 1:1 and Marriott points at 3:1, and dining, Uber and shopping add more.

Tool

What are IHG points worth?

An IHG One Rewards point is typically worth about 0.55 cents, between published valuations of 0.5 and 0.6 cents, so 100,000 points come to roughly $550. Budget brands and cheap dates land nearer 0.45 cents, and better hotels or the fourth night free around 0.65 cents. The calculator converts any IHG balance into dollars, pounds and euros.

Guide

Do Nectar points expire?

Not on a date, but you can still lose them. Nectar points carry no expiry date, yet Nectar may close an account with no points earned or spent for 12 months in a row — and the points are lost with it. Scanning your Nectar card or app at Sainsbury's, Argos or eBay once a year keeps the balance safe.

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Delta SkyMiles · IHG One Rewards · Bilt Rewards · Nectar · Chase Ultimate Rewards · Hilton Honors guides | Nanvero