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Do AAdvantage miles expire?
Yes. American AAdvantage miles expire after 24 months with no earning or redemption activity, and any qualifying activity resets the clock on the full balance. AAdvantage credit-card holders and members under 21 are exempt, so their miles stay alive however long the account sits idle.
GuideDo IHG points expire?
Yes. IHG One Rewards points expire after 12 months with no account activity — the shortest window among the major hotel programs. Any earning or redemption resets it. IHG Elite members and IHG One Rewards Premier cardholders, who hold Platinum Elite, are exempt and keep their points regardless.
GuideDo Chase points expire?
No. Chase Ultimate Rewards points do not expire while the card account they sit in stays open, and there is no inactivity clock. Closing the card forfeits them, so move them to another Ultimate Rewards card or redeem them before you close it; an account Chase closes for missed payments forfeits them too.
ToolNectar to Avios converter
Nectar and Avios convert in fixed blocks: 400 Nectar points become 250 Avios, and 250 Avios become 300 Nectar. The rate is not symmetrical, so converting back and forth loses value each time. The converter runs both directions in those set blocks and shows what any balance becomes.
ToolWhat are AAdvantage miles worth?
An American AAdvantage mile is typically worth about 1.5 cents — between the two US reference valuations, which disagree here — so 25,000 miles come to roughly $375. Cheap domestic economy lands nearer 1.2 cents and international business around 1.8 cents. The calculator converts any balance into dollars, pounds and euros.
GuideHow to earn AAdvantage miles
American AAdvantage members earn 5 miles per $1 on American Airlines fares, rising to 7, 8, 9 and 11 with Gold, Platinum, Platinum Pro and Executive Platinum status; basic economy earns none. Partner-airline flights earn by distance and cabin, and Citi points transfer in at 1:1, Marriott points at 3:1.
GuideChase transfer partners
Chase Ultimate Rewards points transfer to 14 partners: ten airlines, including United, Southwest, British Airways, Air Canada Aeroplan and Flying Blue, and four hotel programs — IHG, Marriott, Wyndham and World of Hyatt. All are 1:1 except Hyatt, which is 4:3 from a Sapphire Preferred or Ink Business Preferred by 1 October 2026.
GuideBilt transfer partners
Bilt Rewards has the widest transfer list of any US card currency: nineteen airlines and seven hotels, almost all at 1:1. It is the only program reaching American, Alaska, Southwest and United alongside all four major hotels, Hilton, IHG, Marriott and Hyatt. Only Accor (3:2) and Preferred Hotels (1:2) differ.
ToolWhat are IHG points worth?
An IHG One Rewards point is typically worth about 0.55 cents, between published valuations of 0.5 and 0.6 cents, so 100,000 points come to roughly $550. Budget brands and cheap dates land nearer 0.45 cents, and better hotels or the fourth night free around 0.65 cents. The calculator converts any IHG balance into dollars, pounds and euros.
GuideDo Nectar points expire?
Not on a date, but you can still lose them. Nectar points carry no expiry date, yet Nectar may close an account with no points earned or spent for 12 months in a row — and the points are lost with it. Scanning your Nectar card or app at Sainsbury's, Argos or eBay once a year keeps the balance safe.
ComparisonAvios vs AAdvantage miles
Avios and AAdvantage miles land close in value — about 1p per Avios against roughly 1.5 cents per mile — so the deciding factor is usually the cash charges, because a British Airways Avios reward adds carrier charges on top of tax. Avios expire after 36 months of inactivity; AAdvantage miles after 24.
ComparisonChase vs Amex points
Pick the currency whose exclusive partners you will use. Chase alone reaches United, Southwest, World of Hyatt, IHG and Wyndham; Amex alone reaches Delta, ANA, Cathay Pacific, Qatar, Emirates and Hilton, with 16 US airlines to Chase's 10. Both move points 1:1 to Avios, Flying Blue, Aeroplan, Singapore and Virgin, and neither expires while its card stays open.
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