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Guide

Do Marriott points expire?

Yes. Marriott Bonvoy points expire after 24 consecutive months of account inactivity. Any qualifying activity — a stay, a card purchase that earns points, or a points transfer — resets the 24-month clock on the whole balance. There is no fixed expiry date, so an active account never loses points to time.

Guide

Do Hyatt points expire?

Yes. World of Hyatt points expire after 24 consecutive months of account inactivity. Any earning or redemption activity resets the clock on the whole balance, and holding a Hyatt credit card keeps the account active on its own. There is no fixed expiry date, only the inactivity window.

Guide

Do IHG points expire?

Yes. IHG One Rewards points expire after 12 months with no account activity — the shortest window among the major hotel programs. Any earning or redemption resets it. IHG Elite members and IHG One Rewards Premier cardholders, who hold Platinum Elite, are exempt and keep their points regardless.

Guide

Do Chase points expire?

No. Chase Ultimate Rewards points do not expire while the card account they sit in stays open, and there is no inactivity clock. Closing the card forfeits them, so move them to another Ultimate Rewards card or redeem them before you close it; an account Chase closes for missed payments forfeits them too.

Tool

Nectar to Avios converter

Nectar and Avios convert in fixed blocks: 400 Nectar points become 250 Avios, and 250 Avios become 300 Nectar. The rate is not symmetrical, so converting back and forth loses value each time. The converter runs both directions in those set blocks and shows what any balance becomes.

Tool

What are Marriott points worth?

A Marriott Bonvoy point is typically worth about 0.73 cents, where the published valuations cluster after the 2026 devaluation, so 50,000 points come to roughly $365. Low-category rooms land nearer 0.6 cents and high-end properties around 0.89 cents. The calculator converts any balance into dollars, pounds and euros.

Guide

How to earn Marriott points

Marriott Bonvoy members earn 10 points per $1 at most of its hotels — 5 at Residence Inn, TownePlace Suites and Element — plus an elite bonus from 10% for Silver to 75% for Titanium and Ambassador. Marriott's co-brand cards earn up to 6 points per $1 at Marriott, and US Amex, Chase and Bilt points transfer in at 1:1.

Guide

Chase transfer partners

Chase Ultimate Rewards points transfer to 14 partners: ten airlines, including United, Southwest, British Airways, Air Canada Aeroplan and Flying Blue, and four hotel programs — IHG, Marriott, Wyndham and World of Hyatt. All are 1:1 except Hyatt, which is 4:3 from a Sapphire Preferred or Ink Business Preferred by 1 October 2026.

Guide

Citi transfer partners

Citi ThankYou Points transfer to fifteen airlines and five hotels. Almost every airline is 1:1, including American AAdvantage, Virgin Atlantic, Qatar and Singapore; only Emirates differs, at 5:4. Hotels are weak: Wyndham 1:1, Accor 2:1, Leading Hotels of the World 5:1 and Preferred Hotels 1:2.

Tool

What are Hyatt points worth?

A World of Hyatt point is typically worth about 1.5 cents — the most valuable hotel currency — so 50,000 points come to roughly $750. Published valuations run from 1.4 to 1.8 cents. Low-category hotels land nearer 1.2 cents and top-category stays at busy dates around 2 cents. The calculator converts any Hyatt balance into dollars, pounds and euros.

Tool

What are IHG points worth?

An IHG One Rewards point is typically worth about 0.55 cents, between published valuations of 0.5 and 0.6 cents, so 100,000 points come to roughly $550. Budget brands and cheap dates land nearer 0.45 cents, and better hotels or the fourth night free around 0.65 cents. The calculator converts any IHG balance into dollars, pounds and euros.

Guide

Do Nectar points expire?

Not on a date, but you can still lose them. Nectar points carry no expiry date, yet Nectar may close an account with no points earned or spent for 12 months in a row — and the points are lost with it. Scanning your Nectar card or app at Sainsbury's, Argos or eBay once a year keeps the balance safe.

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Nectar · Marriott Bonvoy · IHG One Rewards · World of Hyatt · Citi ThankYou Points · Chase Ultimate Rewards guides | Nanvero