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Guide

Do Hyatt points expire?

Yes. World of Hyatt points expire after 24 consecutive months of account inactivity. Any earning or redemption activity resets the clock on the whole balance, and holding a Hyatt credit card keeps the account active on its own. There is no fixed expiry date, only the inactivity window.

Guide

Do IHG points expire?

Yes. IHG One Rewards points expire after 12 months with no account activity — the shortest window among the major hotel programs. Any earning or redemption resets it. IHG Elite members and IHG One Rewards Premier cardholders, who hold Platinum Elite, are exempt and keep their points regardless.

Guide

Do Amex points expire?

No. American Express states Membership Rewards points have no expiration date, and there is no inactivity rule. They are forfeited in two situations: closing your last Membership Rewards-earning Card loses unredeemed points immediately, and points can also be forfeited for an unpaid billing period.

Guide

Amex to Avios

American Express Membership Rewards points transfer to Avios at 1:1, so 10,000 points become 10,000 Avios. Transfers are usually instant once your Avios account is linked, though Amex asks you to allow up to 72 hours. Periodic transfer bonuses of roughly 15 to 30 per cent are the easiest way to boost the rate.

Tool

What can my points do?

Add your Amex Membership Rewards to your Avios, since they transfer to British Airways at 1:1, and compare the total with off-peak reward prices. A New York–London economy return is 55,000 Avios and business 176,000. The tool sorts trips into within reach now, one transfer away and not yet in reach.

Tool

What can my Virgin Points do?

Virgin Points book partner flights on fixed charts: Delta One between New York and London is 47,500 points one-way off-peak, Delta flights within the US start at 7,500, and ANA business from Los Angeles to Tokyo is 52,500. Amex, Chase, Bilt and Citi points transfer in at 1:1, and the tool sorts trips by what your balance reaches.

Guide

Amex transfer partners

US American Express Membership Rewards points transfer to 16 airlines and 4 hotel programs. Most airlines, including Delta, British Airways, Air Canada Aeroplan and Flying Blue, are 1:1; Cathay Pacific, Emirates and JetBlue are 5:4, Aeromexico 1:1.6 and Hilton 1:2. UK Membership Rewards has its own list, with Emirates at 2:1 and Marriott at 2:3.

Tool

What are Hyatt points worth?

A World of Hyatt point is typically worth about 1.5 cents — the most valuable hotel currency — so 50,000 points come to roughly $750. Published valuations run from 1.4 to 1.8 cents. Low-category hotels land nearer 1.2 cents and top-category stays at busy dates around 2 cents. The calculator converts any Hyatt balance into dollars, pounds and euros.

Tool

What are IHG points worth?

An IHG One Rewards point is typically worth about 0.55 cents, between published valuations of 0.5 and 0.6 cents, so 100,000 points come to roughly $550. Budget brands and cheap dates land nearer 0.45 cents, and better hotels or the fourth night free around 0.65 cents. The calculator converts any IHG balance into dollars, pounds and euros.

Guide

How to book Hyatt award nights

Hyatt award nights cost 3,000 to 75,000 points on the five-tier chart that started on 20 May 2026: each of eight categories has Lowest, Low, Moderate, Upper and Top prices set by demand. Book the free-night rate on hyatt.com; points stays carry no resort fee, and Chase points top up a balance at 1:1 or 4:3 depending on the card.

Comparison

Avios vs Amex Membership Rewards

Hold Membership Rewards until you have an Avios booking in mind. Amex points transfer to Avios at 1:1 and never expire while you keep an MR-earning Card, so they are the flexible form of the same value. Avios lapse after 36 months of inactivity and can only be spent in Avios programs.

Comparison

Chase vs Amex points

Pick the currency whose exclusive partners you will use. Chase alone reaches United, Southwest, World of Hyatt, IHG and Wyndham; Amex alone reaches Delta, ANA, Cathay Pacific, Qatar, Emirates and Hilton, with 16 US airlines to Chase's 10. Both move points 1:1 to Avios, Flying Blue, Aeroplan, Singapore and Virgin, and neither expires while its card stays open.

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Virgin Atlantic Flying Club · IHG One Rewards · Amex Membership Rewards · World of Hyatt guides | Nanvero